Weave Psychotherapy

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FAQ

Please see some common questions about my practice below, including information on fees and insurance.

Currently I am only offering virtual sessions through a secure video telehealth platform. I can work with anyone in New York with an internet connection and a device such as a smartphone or laptop.

I accept a limited number of clients using insurance. While insurance helps make therapy affordable, there are drawbacks to using insurance outlined below. This information is neither meant to encourage or discourage clients from using health insurance benefits. Clients with health insurance may choose to opt-out of using benefits. This opt-out would apply to in-network and out-of-network claims.

  • Benefits
    • The use of health insurance increases accessibility to therapy by (typically) making sessions more affordable.
  • Drawbacks
    • Insurance companies require a reimbursable diagnosis and for your therapist to establish medical necessity.
    • Insurance companies require a formal treatment plan, with specific, measurable, attainable, relevant, and time-bound goals.
    • Insurance companies determine their own reimbursement rates, which typically are 60% of the therapist’s out-of-pocket fees. 
      • This means the therapist must see more clients each week, thereby jeopardizing their work-life balance and time for self-care.
    • Insurance companies may audit your therapist’s file on you without additional consent. 
      • This means your therapy notes may be seen by a non-therapist and your therapist cannot protect the information once it’s out of their hands.
    • Insurance companies only reimburse for what they call “evidence-based practices”, such as CBT, DBT, Exposure Therapy, and Motivational Interviewing.
      • This means insurance companies may dictate how your therapist “does” therapy, or they may refuse to pay.
    • There are no reimbursement codes for sex therapy, hypnotherapy, relational therapy, or any specialty area of counseling.
    • Insurance companies can deny claims, delay payment, or retroactively deny claims (even years later), and require money to be paid back. These decisions are rarely made by healthcare professionals, let alone therapists.
      • In the event an insurance company denies a claim or substantially delays payment, the client is ultimately responsible for the cost.
    • Because of the time and effort accurate claims processing and follow-up requires, the therapist has contracted a billing specialist, with no financial support from insurance companies to support this contracted position, adding to the overhead costs of Healing Village.
  • In-Network Companies & Using Benefits
    • Oscar
    • Aetna
    • Oxford
    • United 
  • If a client wishes to use health insurance, it is the client’s responsibility to verify coverage, deductible, and copay.
  • Your insurance may still provide some reimbursement for working with me. To help, I can provide a monthly superbill that you may submit to your insurance for reimbursement after you submit payment to me directly. To confirm if your insurance plan might reimburse you for “out-of-network mental health services” please contact your insurance plan directly to inquire with them.

An individual session costs $250. If my full-fee prevents you from accessing individual therapy with me, I may be able to offer you a reduced fee spot. My reduced fee slots are reserved for those who do not have access to wealth and/or are part of historically and systematically excluded communities. 

The first session should feel like a free-flowing conversation through which we can get to know each other. I typically ask questions such as… 

    • What has/has not worked for you in the past?
    • What would you like me to understand about you?
    • What is the history relevant to the symptoms you are experiencing?
    • What questions do you have for me?
    • The most important thing about a first session is to feel out how well we work together. 

I try my best to be sensitive to how unpredictable life can be. If you cancel your session with less than 24 hour notice and we are unable to find a time to reschedule within the week, I will charge the payment method on file for the full session fee.

If you are interested in working together, email me at erica@weavepsychotherapy.com to set up a free 15 minute consultation call. During this call, we will decide if we would like to move forward and you will have an opportunity to ask questions you may have for me.

Get your first free online consultation

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